Hot Springs, AR MSA · FY2026 area median income $81,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $281 | $422 | $563 | $703 | $844 | $985 | $1,126 |
| 1BR | $301 | $452 | $603 | $753 | $904 | $1,055 | $1,206 |
| 2BR | $361 | $542 | $723 | $903 | $1,084 | $1,265 | $1,446 |
| 3BR | $418 | $627 | $836 | $1,045 | $1,254 | $1,463 | $1,673 |
| 4BR | $466 | $699 | $932 | $1,165 | $1,398 | $1,631 | $1,864 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $16,890 | $28,150 | $33,780 | $45,040 |
| 2 persons | $19,290 | $32,150 | $38,580 | $51,440 |
| 3 persons | $21,690 | $36,150 | $43,380 | $57,840 |
| 4 persons | $24,120 | $40,200 | $48,240 | $64,320 |
| 5 persons | $26,070 | $43,450 | $52,140 | $69,520 |
| 6 persons | $27,960 | $46,600 | $55,920 | $74,560 |
| 7 persons | $29,910 | $49,850 | $59,820 | $79,760 |
| 8 persons | $31,830 | $53,050 | $63,660 | $84,880 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Garland County to see the sources and uses, bond test, DSCR, and funding gap using these rents.