Fort Smith, AR-OK MSA · FY2026 area median income $76,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $269 | $403 | $538 | $672 | $807 | $941 | $1,076 |
| 1BR | $288 | $432 | $576 | $720 | $864 | $1,008 | $1,153 |
| 2BR | $346 | $519 | $692 | $865 | $1,038 | $1,211 | $1,384 |
| 3BR | $399 | $599 | $799 | $998 | $1,198 | $1,398 | $1,598 |
| 4BR | $445 | $668 | $891 | $1,113 | $1,336 | $1,559 | $1,782 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $16,140 | $26,900 | $32,280 | $43,040 |
| 2 persons | $18,450 | $30,750 | $36,900 | $49,200 |
| 3 persons | $20,760 | $34,600 | $41,520 | $55,360 |
| 4 persons | $23,040 | $38,400 | $46,080 | $61,440 |
| 5 persons | $24,900 | $41,500 | $49,800 | $66,400 |
| 6 persons | $26,730 | $44,550 | $53,460 | $71,280 |
| 7 persons | $28,590 | $47,650 | $57,180 | $76,240 |
| 8 persons | $30,420 | $50,700 | $60,840 | $81,120 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Sebastian County to see the sources and uses, bond test, DSCR, and funding gap using these rents.