Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA · FY2026 area median income $122,700 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $429 | $644 | $859 | $1,073 | $1,288 | $1,503 | $1,718 |
| 1BR | $460 | $690 | $920 | $1,150 | $1,380 | $1,610 | $1,841 |
| 2BR | $552 | $828 | $1,105 | $1,381 | $1,657 | $1,933 | $2,210 |
| 3BR | $638 | $957 | $1,276 | $1,595 | $1,914 | $2,233 | $2,553 |
| 4BR | $712 | $1,068 | $1,424 | $1,780 | $2,136 | $2,492 | $2,848 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $25,770 | $42,950 | $51,540 | $68,720 |
| 2 persons | $29,460 | $49,100 | $58,920 | $78,560 |
| 3 persons | $33,150 | $55,250 | $66,300 | $88,400 |
| 4 persons | $36,810 | $61,350 | $73,620 | $98,160 |
| 5 persons | $39,780 | $66,300 | $79,560 | $106,080 |
| 6 persons | $42,720 | $71,200 | $85,440 | $113,920 |
| 7 persons | $45,660 | $76,100 | $91,320 | $121,760 |
| 8 persons | $48,600 | $81,000 | $97,200 | $129,600 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in New Castle County to see the sources and uses, bond test, DSCR, and funding gap using these rents.