White County, IN · FY2026 area median income $86,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $303 | $455 | $607 | $758 | $910 | $1,062 | $1,214 |
| 1BR | $325 | $487 | $650 | $812 | $975 | $1,137 | $1,300 |
| 2BR | $390 | $585 | $780 | $975 | $1,170 | $1,365 | $1,560 |
| 3BR | $450 | $675 | $901 | $1,126 | $1,351 | $1,576 | $1,802 |
| 4BR | $502 | $753 | $1,005 | $1,256 | $1,507 | $1,758 | $2,010 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $18,210 | $30,350 | $36,420 | $48,560 |
| 2 persons | $20,790 | $34,650 | $41,580 | $55,440 |
| 3 persons | $23,400 | $39,000 | $46,800 | $62,400 |
| 4 persons | $25,980 | $43,300 | $51,960 | $69,280 |
| 5 persons | $28,080 | $46,800 | $56,160 | $74,880 |
| 6 persons | $30,150 | $50,250 | $60,300 | $80,400 |
| 7 persons | $32,220 | $53,700 | $64,440 | $85,920 |
| 8 persons | $34,320 | $57,200 | $68,640 | $91,520 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in White County to see the sources and uses, bond test, DSCR, and funding gap using these rents.