Ballard County, KY HUD Metro FMR Area · FY2026 area median income $94,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $309 | $464 | $619 | $773 | $928 | $1,083 | $1,238 |
| 1BR | $331 | $497 | $663 | $829 | $995 | $1,161 | $1,327 |
| 2BR | $398 | $597 | $796 | $995 | $1,194 | $1,393 | $1,592 |
| 3BR | $460 | $690 | $920 | $1,150 | $1,380 | $1,610 | $1,840 |
| 4BR | $513 | $769 | $1,026 | $1,282 | $1,539 | $1,795 | $2,052 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $18,570 | $30,950 | $37,140 | $49,520 |
| 2 persons | $21,240 | $35,400 | $42,480 | $56,640 |
| 3 persons | $23,880 | $39,800 | $47,760 | $63,680 |
| 4 persons | $26,550 | $44,250 | $53,100 | $70,800 |
| 5 persons | $28,650 | $47,750 | $57,300 | $76,400 |
| 6 persons | $30,780 | $51,300 | $61,560 | $82,080 |
| 7 persons | $32,910 | $54,850 | $65,820 | $87,760 |
| 8 persons | $35,040 | $58,400 | $70,080 | $93,440 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Ballard County to see the sources and uses, bond test, DSCR, and funding gap using these rents.