Lowell, MA HUD Metro FMR Area · FY2026 area median income $143,000 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $500 | $750 | $1,001 | $1,251 | $1,501 | $1,751 | $2,002 |
| 1BR | $536 | $804 | $1,072 | $1,340 | $1,608 | $1,876 | $2,145 |
| 2BR | $643 | $965 | $1,287 | $1,608 | $1,930 | $2,252 | $2,574 |
| 3BR | $743 | $1,115 | $1,487 | $1,859 | $2,231 | $2,603 | $2,975 |
| 4BR | $829 | $1,244 | $1,659 | $2,073 | $2,488 | $2,903 | $3,318 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $30,030 | $50,050 | $60,060 | $80,080 |
| 2 persons | $34,320 | $57,200 | $68,640 | $91,520 |
| 3 persons | $38,610 | $64,350 | $77,220 | $102,960 |
| 4 persons | $42,900 | $71,500 | $85,800 | $114,400 |
| 5 persons | $46,350 | $77,250 | $92,700 | $123,600 |
| 6 persons | $49,770 | $82,950 | $99,540 | $132,720 |
| 7 persons | $53,220 | $88,700 | $106,440 | $141,920 |
| 8 persons | $56,640 | $94,400 | $113,280 | $151,040 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Dunstable town to see the sources and uses, bond test, DSCR, and funding gap using these rents.