Lawrence, MA-NH HUD Metro FMR Area · FY2026 area median income $137,300 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $481 | $721 | $962 | $1,202 | $1,443 | $1,683 | $1,924 |
| 1BR | $515 | $772 | $1,030 | $1,288 | $1,545 | $1,803 | $2,061 |
| 2BR | $618 | $927 | $1,236 | $1,545 | $1,854 | $2,163 | $2,472 |
| 3BR | $714 | $1,071 | $1,428 | $1,785 | $2,142 | $2,499 | $2,856 |
| 4BR | $796 | $1,194 | $1,593 | $1,991 | $2,389 | $2,787 | $3,186 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $28,860 | $48,100 | $57,720 | $76,960 |
| 2 persons | $32,970 | $54,950 | $65,940 | $87,920 |
| 3 persons | $37,080 | $61,800 | $74,160 | $98,880 |
| 4 persons | $41,190 | $68,650 | $82,380 | $109,840 |
| 5 persons | $44,490 | $74,150 | $88,980 | $118,640 |
| 6 persons | $47,790 | $79,650 | $95,580 | $127,440 |
| 7 persons | $51,090 | $85,150 | $102,180 | $136,240 |
| 8 persons | $54,390 | $90,650 | $108,780 | $145,040 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Methuen city to see the sources and uses, bond test, DSCR, and funding gap using these rents.