Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area · FY2026 area median income $164,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $600 | $900 | $1,200 | $1,500 | $1,800 | $2,100 | $2,400 |
| 1BR | $643 | $964 | $1,286 | $1,607 | $1,929 | $2,250 | $2,572 |
| 2BR | $771 | $1,157 | $1,543 | $1,928 | $2,314 | $2,700 | $3,086 |
| 3BR | $891 | $1,337 | $1,783 | $2,228 | $2,674 | $3,120 | $3,566 |
| 4BR | $994 | $1,491 | $1,989 | $2,486 | $2,983 | $3,480 | $3,978 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $36,000 | $60,000 | $72,000 | $96,000 |
| 2 persons | $41,160 | $68,600 | $82,320 | $109,760 |
| 3 persons | $46,290 | $77,150 | $92,580 | $123,440 |
| 4 persons | $51,420 | $85,700 | $102,840 | $137,120 |
| 5 persons | $55,560 | $92,600 | $111,120 | $148,160 |
| 6 persons | $59,670 | $99,450 | $119,340 | $159,120 |
| 7 persons | $63,780 | $106,300 | $127,560 | $170,080 |
| 8 persons | $67,890 | $113,150 | $135,780 | $181,040 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Wellesley town to see the sources and uses, bond test, DSCR, and funding gap using these rents.