Cumberland County, ME (part) HUD Metro FMR Area · FY2026 area median income $110,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $388 | $582 | $776 | $970 | $1,164 | $1,358 | $1,552 |
| 1BR | $415 | $623 | $831 | $1,039 | $1,247 | $1,455 | $1,663 |
| 2BR | $499 | $748 | $998 | $1,247 | $1,497 | $1,746 | $1,996 |
| 3BR | $576 | $864 | $1,152 | $1,440 | $1,728 | $2,016 | $2,305 |
| 4BR | $643 | $964 | $1,286 | $1,607 | $1,929 | $2,250 | $2,572 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $23,280 | $38,800 | $46,560 | $62,080 |
| 2 persons | $26,610 | $44,350 | $53,220 | $70,960 |
| 3 persons | $29,940 | $49,900 | $59,880 | $79,840 |
| 4 persons | $33,240 | $55,400 | $66,480 | $88,640 |
| 5 persons | $35,910 | $59,850 | $71,820 | $95,760 |
| 6 persons | $38,580 | $64,300 | $77,160 | $102,880 |
| 7 persons | $41,220 | $68,700 | $82,440 | $109,920 |
| 8 persons | $43,890 | $73,150 | $87,780 | $117,040 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Harpswell town to see the sources and uses, bond test, DSCR, and funding gap using these rents.