Bozeman, MT MSA · FY2026 area median income $130,200 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $456 | $684 | $912 | $1,140 | $1,368 | $1,596 | $1,824 |
| 1BR | $488 | $732 | $977 | $1,221 | $1,465 | $1,709 | $1,954 |
| 2BR | $586 | $879 | $1,172 | $1,465 | $1,758 | $2,051 | $2,344 |
| 3BR | $677 | $1,015 | $1,354 | $1,693 | $2,031 | $2,370 | $2,709 |
| 4BR | $755 | $1,133 | $1,511 | $1,888 | $2,266 | $2,644 | $3,022 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $27,360 | $45,600 | $54,720 | $72,960 |
| 2 persons | $31,260 | $52,100 | $62,520 | $83,360 |
| 3 persons | $35,160 | $58,600 | $70,320 | $93,760 |
| 4 persons | $39,060 | $65,100 | $78,120 | $104,160 |
| 5 persons | $42,210 | $70,350 | $84,420 | $112,560 |
| 6 persons | $45,330 | $75,550 | $90,660 | $120,880 |
| 7 persons | $48,450 | $80,750 | $96,900 | $129,200 |
| 8 persons | $51,570 | $85,950 | $103,140 | $137,520 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Gallatin County to see the sources and uses, bond test, DSCR, and funding gap using these rents.