Hamilton County, NY · FY2026 area median income $94,200 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $330 | $495 | $660 | $825 | $990 | $1,155 | $1,320 |
| 1BR | $353 | $530 | $707 | $883 | $1,060 | $1,237 | $1,414 |
| 2BR | $424 | $636 | $848 | $1,060 | $1,272 | $1,484 | $1,696 |
| 3BR | $490 | $735 | $980 | $1,225 | $1,470 | $1,715 | $1,960 |
| 4BR | $546 | $819 | $1,093 | $1,366 | $1,639 | $1,912 | $2,186 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,800 | $33,000 | $39,600 | $52,800 |
| 2 persons | $22,620 | $37,700 | $45,240 | $60,320 |
| 3 persons | $25,440 | $42,400 | $50,880 | $67,840 |
| 4 persons | $28,260 | $47,100 | $56,520 | $75,360 |
| 5 persons | $30,540 | $50,900 | $61,080 | $81,440 |
| 6 persons | $32,790 | $54,650 | $65,580 | $87,440 |
| 7 persons | $35,070 | $58,450 | $70,140 | $93,520 |
| 8 persons | $37,320 | $62,200 | $74,640 | $99,520 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Hamilton County to see the sources and uses, bond test, DSCR, and funding gap using these rents.