Utica-Rome, NY MSA · FY2026 area median income $98,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $342 | $513 | $685 | $856 | $1,027 | $1,198 | $1,370 |
| 1BR | $367 | $550 | $734 | $917 | $1,101 | $1,284 | $1,468 |
| 2BR | $440 | $660 | $881 | $1,101 | $1,321 | $1,541 | $1,762 |
| 3BR | $509 | $763 | $1,018 | $1,273 | $1,527 | $1,782 | $2,037 |
| 4BR | $568 | $852 | $1,136 | $1,420 | $1,704 | $1,988 | $2,272 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $20,550 | $34,250 | $41,100 | $54,800 |
| 2 persons | $23,490 | $39,150 | $46,980 | $62,640 |
| 3 persons | $26,430 | $44,050 | $52,860 | $70,480 |
| 4 persons | $29,370 | $48,950 | $58,740 | $78,320 |
| 5 persons | $31,740 | $52,900 | $63,480 | $84,640 |
| 6 persons | $34,080 | $56,800 | $68,160 | $90,880 |
| 7 persons | $36,420 | $60,700 | $72,840 | $97,120 |
| 8 persons | $38,760 | $64,600 | $77,520 | $103,360 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Herkimer County to see the sources and uses, bond test, DSCR, and funding gap using these rents.