New York, NY HUD Metro FMR Area · FY2026 area median income $104,300 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $594 | $891 | $1,188 | $1,485 | $1,782 | $2,079 | $2,376 |
| 1BR | $636 | $954 | $1,272 | $1,590 | $1,908 | $2,226 | $2,545 |
| 2BR | $763 | $1,145 | $1,527 | $1,908 | $2,290 | $2,672 | $3,054 |
| 3BR | $882 | $1,323 | $1,764 | $2,205 | $2,646 | $3,087 | $3,528 |
| 4BR | $984 | $1,476 | $1,968 | $2,460 | $2,952 | $3,444 | $3,936 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $35,640 | $59,400 | $71,280 | $95,040 |
| 2 persons | $40,710 | $67,850 | $81,420 | $108,560 |
| 3 persons | $45,810 | $76,350 | $91,620 | $122,160 |
| 4 persons | $50,880 | $84,800 | $101,760 | $135,680 |
| 5 persons | $54,960 | $91,600 | $109,920 | $146,560 |
| 6 persons | $59,040 | $98,400 | $118,080 | $157,440 |
| 7 persons | $63,120 | $105,200 | $126,240 | $168,320 |
| 8 persons | $67,170 | $111,950 | $134,340 | $179,120 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Queens County to see the sources and uses, bond test, DSCR, and funding gap using these rents.