St. Lawrence County, NY · FY2026 area median income $78,100 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $315 | $472 | $630 | $787 | $945 | $1,102 | $1,260 |
| 1BR | $337 | $506 | $675 | $843 | $1,012 | $1,181 | $1,350 |
| 2BR | $405 | $607 | $810 | $1,012 | $1,215 | $1,417 | $1,620 |
| 3BR | $467 | $701 | $935 | $1,168 | $1,402 | $1,636 | $1,870 |
| 4BR | $521 | $782 | $1,043 | $1,303 | $1,564 | $1,825 | $2,086 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $18,900 | $31,500 | $37,800 | $50,400 |
| 2 persons | $21,600 | $36,000 | $43,200 | $57,600 |
| 3 persons | $24,300 | $40,500 | $48,600 | $64,800 |
| 4 persons | $26,970 | $44,950 | $53,940 | $71,920 |
| 5 persons | $29,130 | $48,550 | $58,260 | $77,680 |
| 6 persons | $31,290 | $52,150 | $62,580 | $83,440 |
| 7 persons | $33,450 | $55,750 | $66,900 | $89,200 |
| 8 persons | $35,610 | $59,350 | $71,220 | $94,960 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in St. Lawrence County to see the sources and uses, bond test, DSCR, and funding gap using these rents.