Harding County, SD · FY2026 area median income $92,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $331 | $496 | $662 | $827 | $993 | $1,158 | $1,324 |
| 1BR | $354 | $531 | $709 | $886 | $1,063 | $1,240 | $1,418 |
| 2BR | $425 | $638 | $851 | $1,063 | $1,276 | $1,489 | $1,702 |
| 3BR | $491 | $737 | $983 | $1,228 | $1,474 | $1,720 | $1,966 |
| 4BR | $548 | $822 | $1,097 | $1,371 | $1,645 | $1,919 | $2,194 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,860 | $33,100 | $39,720 | $52,960 |
| 2 persons | $22,680 | $37,800 | $45,360 | $60,480 |
| 3 persons | $25,530 | $42,550 | $51,060 | $68,080 |
| 4 persons | $28,350 | $47,250 | $56,700 | $75,600 |
| 5 persons | $30,630 | $51,050 | $61,260 | $81,680 |
| 6 persons | $32,910 | $54,850 | $65,820 | $87,760 |
| 7 persons | $35,160 | $58,600 | $70,320 | $93,760 |
| 8 persons | $37,440 | $62,400 | $74,880 | $99,840 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Harding County to see the sources and uses, bond test, DSCR, and funding gap using these rents.