Charlottesville, VA MSA · FY2026 area median income $139,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $484 | $726 | $969 | $1,211 | $1,453 | $1,695 | $1,938 |
| 1BR | $519 | $778 | $1,038 | $1,297 | $1,557 | $1,816 | $2,076 |
| 2BR | $622 | $933 | $1,245 | $1,556 | $1,867 | $2,178 | $2,490 |
| 3BR | $719 | $1,078 | $1,438 | $1,798 | $2,157 | $2,517 | $2,877 |
| 4BR | $802 | $1,203 | $1,605 | $2,006 | $2,407 | $2,808 | $3,210 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $29,070 | $48,450 | $58,140 | $77,520 |
| 2 persons | $33,210 | $55,350 | $66,420 | $88,560 |
| 3 persons | $37,350 | $62,250 | $74,700 | $99,600 |
| 4 persons | $41,490 | $69,150 | $82,980 | $110,640 |
| 5 persons | $44,820 | $74,700 | $89,640 | $119,520 |
| 6 persons | $48,150 | $80,250 | $96,300 | $128,400 |
| 7 persons | $51,450 | $85,750 | $102,900 | $137,200 |
| 8 persons | $54,780 | $91,300 | $109,560 | $146,080 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Charlottesville city to see the sources and uses, bond test, DSCR, and funding gap using these rents.