Decatur, AL MSA · FY2026 area median income $88,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $310 | $465 | $621 | $776 | $931 | $1,086 | $1,242 |
| 1BR | $332 | $498 | $665 | $831 | $997 | $1,163 | $1,330 |
| 2BR | $399 | $598 | $798 | $997 | $1,197 | $1,396 | $1,596 |
| 3BR | $460 | $691 | $921 | $1,151 | $1,382 | $1,612 | $1,843 |
| 4BR | $514 | $771 | $1,028 | $1,285 | $1,542 | $1,799 | $2,056 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $18,630 | $31,050 | $37,260 | $49,680 |
| 2 persons | $21,270 | $35,450 | $42,540 | $56,720 |
| 3 persons | $23,940 | $39,900 | $47,880 | $63,840 |
| 4 persons | $26,580 | $44,300 | $53,160 | $70,880 |
| 5 persons | $28,710 | $47,850 | $57,420 | $76,560 |
| 6 persons | $30,840 | $51,400 | $61,680 | $82,240 |
| 7 persons | $32,970 | $54,950 | $65,940 | $87,920 |
| 8 persons | $35,100 | $58,500 | $70,200 | $93,600 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Lawrence County to see the sources and uses, bond test, DSCR, and funding gap using these rents.