Gainesville, GA MSA · FY2026 area median income $102,000 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $357 | $535 | $714 | $892 | $1,071 | $1,249 | $1,428 |
| 1BR | $382 | $573 | $765 | $956 | $1,147 | $1,338 | $1,530 |
| 2BR | $459 | $688 | $918 | $1,147 | $1,377 | $1,606 | $1,836 |
| 3BR | $530 | $795 | $1,061 | $1,326 | $1,591 | $1,856 | $2,122 |
| 4BR | $592 | $888 | $1,184 | $1,480 | $1,776 | $2,072 | $2,368 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,420 | $35,700 | $42,840 | $57,120 |
| 2 persons | $24,480 | $40,800 | $48,960 | $65,280 |
| 3 persons | $27,540 | $45,900 | $55,080 | $73,440 |
| 4 persons | $30,600 | $51,000 | $61,200 | $81,600 |
| 5 persons | $33,060 | $55,100 | $66,120 | $88,160 |
| 6 persons | $35,520 | $59,200 | $71,040 | $94,720 |
| 7 persons | $37,950 | $63,250 | $75,900 | $101,200 |
| 8 persons | $40,410 | $67,350 | $80,820 | $107,760 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Hall County to see the sources and uses, bond test, DSCR, and funding gap using these rents.