Cedar County, IA · FY2026 area median income $98,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $347 | $521 | $695 | $868 | $1,042 | $1,216 | $1,390 |
| 1BR | $372 | $558 | $745 | $931 | $1,117 | $1,303 | $1,490 |
| 2BR | $446 | $669 | $893 | $1,116 | $1,339 | $1,562 | $1,786 |
| 3BR | $516 | $774 | $1,032 | $1,290 | $1,548 | $1,806 | $2,064 |
| 4BR | $576 | $864 | $1,152 | $1,440 | $1,728 | $2,016 | $2,304 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $20,850 | $34,750 | $41,700 | $55,600 |
| 2 persons | $23,850 | $39,750 | $47,700 | $63,600 |
| 3 persons | $26,790 | $44,650 | $53,580 | $71,440 |
| 4 persons | $29,760 | $49,600 | $59,520 | $79,360 |
| 5 persons | $32,160 | $53,600 | $64,320 | $85,760 |
| 6 persons | $34,560 | $57,600 | $69,120 | $92,160 |
| 7 persons | $36,930 | $61,550 | $73,860 | $98,480 |
| 8 persons | $39,330 | $65,550 | $78,660 | $104,880 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Cedar County to see the sources and uses, bond test, DSCR, and funding gap using these rents.