Montgomery County, KY · FY2026 area median income $76,200 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $267 | $400 | $534 | $667 | $801 | $934 | $1,068 |
| 1BR | $286 | $429 | $572 | $715 | $858 | $1,001 | $1,144 |
| 2BR | $343 | $514 | $686 | $857 | $1,029 | $1,200 | $1,372 |
| 3BR | $396 | $594 | $792 | $990 | $1,188 | $1,386 | $1,585 |
| 4BR | $442 | $663 | $884 | $1,105 | $1,326 | $1,547 | $1,768 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $16,020 | $26,700 | $32,040 | $42,720 |
| 2 persons | $18,300 | $30,500 | $36,600 | $48,800 |
| 3 persons | $20,580 | $34,300 | $41,160 | $54,880 |
| 4 persons | $22,860 | $38,100 | $45,720 | $60,960 |
| 5 persons | $24,690 | $41,150 | $49,380 | $65,840 |
| 6 persons | $26,520 | $44,200 | $53,040 | $70,720 |
| 7 persons | $28,350 | $47,250 | $56,700 | $75,600 |
| 8 persons | $30,180 | $50,300 | $60,360 | $80,480 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Montgomery County to see the sources and uses, bond test, DSCR, and funding gap using these rents.