Lexington-Fayette, KY MSA · FY2026 area median income $102,100 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $357 | $536 | $715 | $893 | $1,072 | $1,251 | $1,430 |
| 1BR | $383 | $574 | $766 | $957 | $1,149 | $1,340 | $1,532 |
| 2BR | $459 | $689 | $919 | $1,148 | $1,378 | $1,608 | $1,838 |
| 3BR | $531 | $796 | $1,062 | $1,327 | $1,593 | $1,858 | $2,124 |
| 4BR | $592 | $888 | $1,185 | $1,481 | $1,777 | $2,073 | $2,370 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,450 | $35,750 | $42,900 | $57,200 |
| 2 persons | $24,510 | $40,850 | $49,020 | $65,360 |
| 3 persons | $27,570 | $45,950 | $55,140 | $73,520 |
| 4 persons | $30,630 | $51,050 | $61,260 | $81,680 |
| 5 persons | $33,090 | $55,150 | $66,180 | $88,240 |
| 6 persons | $35,550 | $59,250 | $71,100 | $94,800 |
| 7 persons | $38,010 | $63,350 | $76,020 | $101,360 |
| 8 persons | $40,440 | $67,400 | $80,880 | $107,840 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Scott County to see the sources and uses, bond test, DSCR, and funding gap using these rents.