Baltimore-Columbia-Towson, MD MSA · FY2026 area median income $134,000 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $469 | $703 | $938 | $1,172 | $1,407 | $1,641 | $1,876 |
| 1BR | $502 | $753 | $1,005 | $1,256 | $1,507 | $1,758 | $2,010 |
| 2BR | $603 | $904 | $1,206 | $1,507 | $1,809 | $2,110 | $2,412 |
| 3BR | $697 | $1,045 | $1,394 | $1,742 | $2,091 | $2,439 | $2,788 |
| 4BR | $777 | $1,166 | $1,555 | $1,943 | $2,332 | $2,721 | $3,110 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $28,140 | $46,900 | $56,280 | $75,040 |
| 2 persons | $32,160 | $53,600 | $64,320 | $85,760 |
| 3 persons | $36,180 | $60,300 | $72,360 | $96,480 |
| 4 persons | $40,200 | $67,000 | $80,400 | $107,200 |
| 5 persons | $43,440 | $72,400 | $86,880 | $115,840 |
| 6 persons | $46,650 | $77,750 | $93,300 | $124,400 |
| 7 persons | $49,860 | $83,100 | $99,720 | $132,960 |
| 8 persons | $53,070 | $88,450 | $106,140 | $141,520 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Baltimore city to see the sources and uses, bond test, DSCR, and funding gap using these rents.