Somerset County, MD HUD Metro FMR Area · FY2026 area median income $89,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $332 | $498 | $665 | $831 | $997 | $1,163 | $1,330 |
| 1BR | $356 | $534 | $712 | $890 | $1,068 | $1,246 | $1,425 |
| 2BR | $427 | $641 | $855 | $1,068 | $1,282 | $1,496 | $1,710 |
| 3BR | $494 | $741 | $988 | $1,235 | $1,482 | $1,729 | $1,976 |
| 4BR | $551 | $826 | $1,102 | $1,377 | $1,653 | $1,928 | $2,204 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,950 | $33,250 | $39,900 | $53,200 |
| 2 persons | $22,800 | $38,000 | $45,600 | $60,800 |
| 3 persons | $25,650 | $42,750 | $51,300 | $68,400 |
| 4 persons | $28,500 | $47,500 | $57,000 | $76,000 |
| 5 persons | $30,780 | $51,300 | $61,560 | $82,080 |
| 6 persons | $33,060 | $55,100 | $66,120 | $88,160 |
| 7 persons | $35,340 | $58,900 | $70,680 | $94,240 |
| 8 persons | $37,620 | $62,700 | $75,240 | $100,320 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Somerset County to see the sources and uses, bond test, DSCR, and funding gap using these rents.