St. Mary's County, MD HUD Metro FMR Area · FY2026 area median income $154,400 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $496 | $744 | $992 | $1,240 | $1,488 | $1,736 | $1,984 |
| 1BR | $531 | $796 | $1,062 | $1,328 | $1,593 | $1,859 | $2,125 |
| 2BR | $637 | $956 | $1,275 | $1,593 | $1,912 | $2,231 | $2,550 |
| 3BR | $736 | $1,104 | $1,473 | $1,841 | $2,209 | $2,577 | $2,946 |
| 4BR | $821 | $1,232 | $1,643 | $2,053 | $2,464 | $2,875 | $3,286 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $29,760 | $49,600 | $59,520 | $79,360 |
| 2 persons | $33,990 | $56,650 | $67,980 | $90,640 |
| 3 persons | $38,250 | $63,750 | $76,500 | $102,000 |
| 4 persons | $42,480 | $70,800 | $84,960 | $113,280 |
| 5 persons | $45,900 | $76,500 | $91,800 | $122,400 |
| 6 persons | $49,290 | $82,150 | $98,580 | $131,440 |
| 7 persons | $52,680 | $87,800 | $105,360 | $140,480 |
| 8 persons | $56,100 | $93,500 | $112,200 | $149,600 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in St. Mary's County to see the sources and uses, bond test, DSCR, and funding gap using these rents.