Talbot County, MD · FY2026 area median income $117,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $411 | $617 | $823 | $1,028 | $1,234 | $1,440 | $1,646 |
| 1BR | $440 | $661 | $881 | $1,101 | $1,322 | $1,542 | $1,763 |
| 2BR | $529 | $793 | $1,058 | $1,322 | $1,587 | $1,851 | $2,116 |
| 3BR | $611 | $916 | $1,222 | $1,527 | $1,833 | $2,138 | $2,444 |
| 4BR | $681 | $1,022 | $1,363 | $1,703 | $2,044 | $2,385 | $2,726 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $24,690 | $41,150 | $49,380 | $65,840 |
| 2 persons | $28,200 | $47,000 | $56,400 | $75,200 |
| 3 persons | $31,740 | $52,900 | $63,480 | $84,640 |
| 4 persons | $35,250 | $58,750 | $70,500 | $94,000 |
| 5 persons | $38,070 | $63,450 | $76,140 | $101,520 |
| 6 persons | $40,890 | $68,150 | $81,780 | $109,040 |
| 7 persons | $43,710 | $72,850 | $87,420 | $116,560 |
| 8 persons | $46,530 | $77,550 | $93,060 | $124,080 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Talbot County to see the sources and uses, bond test, DSCR, and funding gap using these rents.