Howard County, NE HUD Metro FMR Area · FY2026 area median income $100,000 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $350 | $525 | $700 | $875 | $1,050 | $1,225 | $1,400 |
| 1BR | $375 | $562 | $750 | $937 | $1,125 | $1,312 | $1,500 |
| 2BR | $450 | $675 | $900 | $1,125 | $1,350 | $1,575 | $1,800 |
| 3BR | $520 | $780 | $1,040 | $1,300 | $1,560 | $1,820 | $2,080 |
| 4BR | $580 | $870 | $1,160 | $1,450 | $1,740 | $2,030 | $2,320 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,000 | $35,000 | $42,000 | $56,000 |
| 2 persons | $24,000 | $40,000 | $48,000 | $64,000 |
| 3 persons | $27,000 | $45,000 | $54,000 | $72,000 |
| 4 persons | $30,000 | $50,000 | $60,000 | $80,000 |
| 5 persons | $32,400 | $54,000 | $64,800 | $86,400 |
| 6 persons | $34,800 | $58,000 | $69,600 | $92,800 |
| 7 persons | $37,200 | $62,000 | $74,400 | $99,200 |
| 8 persons | $39,600 | $66,000 | $79,200 | $105,600 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Howard County to see the sources and uses, bond test, DSCR, and funding gap using these rents.