Phelps County, NE · FY2026 area median income $102,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $360 | $540 | $721 | $901 | $1,081 | $1,261 | $1,442 |
| 1BR | $386 | $579 | $772 | $965 | $1,158 | $1,351 | $1,545 |
| 2BR | $463 | $695 | $927 | $1,158 | $1,390 | $1,622 | $1,854 |
| 3BR | $535 | $802 | $1,070 | $1,338 | $1,605 | $1,873 | $2,141 |
| 4BR | $597 | $895 | $1,194 | $1,492 | $1,791 | $2,089 | $2,388 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,630 | $36,050 | $43,260 | $57,680 |
| 2 persons | $24,720 | $41,200 | $49,440 | $65,920 |
| 3 persons | $27,810 | $46,350 | $55,620 | $74,160 |
| 4 persons | $30,870 | $51,450 | $61,740 | $82,320 |
| 5 persons | $33,360 | $55,600 | $66,720 | $88,960 |
| 6 persons | $35,820 | $59,700 | $71,640 | $95,520 |
| 7 persons | $38,280 | $63,800 | $76,560 | $102,080 |
| 8 persons | $40,770 | $67,950 | $81,540 | $108,720 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Phelps County to see the sources and uses, bond test, DSCR, and funding gap using these rents.