Las Cruces, NM MSA · FY2026 area median income $79,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $272 | $408 | $544 | $680 | $816 | $952 | $1,088 |
| 1BR | $291 | $437 | $583 | $728 | $874 | $1,020 | $1,166 |
| 2BR | $350 | $525 | $700 | $875 | $1,050 | $1,225 | $1,400 |
| 3BR | $404 | $606 | $808 | $1,010 | $1,212 | $1,414 | $1,617 |
| 4BR | $451 | $676 | $902 | $1,127 | $1,353 | $1,578 | $1,804 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $16,320 | $27,200 | $32,640 | $43,520 |
| 2 persons | $18,660 | $31,100 | $37,320 | $49,760 |
| 3 persons | $21,000 | $35,000 | $42,000 | $56,000 |
| 4 persons | $23,310 | $38,850 | $46,620 | $62,160 |
| 5 persons | $25,200 | $42,000 | $50,400 | $67,200 |
| 6 persons | $27,060 | $45,100 | $54,120 | $72,160 |
| 7 persons | $28,920 | $48,200 | $57,840 | $77,120 |
| 8 persons | $30,780 | $51,300 | $61,560 | $82,080 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Dona Ana County to see the sources and uses, bond test, DSCR, and funding gap using these rents.