Lincoln County, NM · FY2026 area median income $73,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $258 | $387 | $517 | $646 | $775 | $904 | $1,034 |
| 1BR | $277 | $415 | $554 | $692 | $831 | $969 | $1,108 |
| 2BR | $332 | $498 | $665 | $831 | $997 | $1,163 | $1,330 |
| 3BR | $384 | $576 | $768 | $960 | $1,152 | $1,344 | $1,536 |
| 4BR | $428 | $642 | $857 | $1,071 | $1,285 | $1,499 | $1,714 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $15,510 | $25,850 | $31,020 | $41,360 |
| 2 persons | $17,730 | $29,550 | $35,460 | $47,280 |
| 3 persons | $19,950 | $33,250 | $39,900 | $53,200 |
| 4 persons | $22,140 | $36,900 | $44,280 | $59,040 |
| 5 persons | $23,940 | $39,900 | $47,880 | $63,840 |
| 6 persons | $25,710 | $42,850 | $51,420 | $68,560 |
| 7 persons | $27,480 | $45,800 | $54,960 | $73,280 |
| 8 persons | $29,250 | $48,750 | $58,500 | $78,000 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Lincoln County to see the sources and uses, bond test, DSCR, and funding gap using these rents.