Cincinnati, OH-KY-IN HUD Metro FMR Area · FY2026 area median income $109,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $385 | $577 | $770 | $962 | $1,155 | $1,347 | $1,540 |
| 1BR | $412 | $618 | $825 | $1,031 | $1,237 | $1,443 | $1,650 |
| 2BR | $495 | $742 | $990 | $1,237 | $1,485 | $1,732 | $1,980 |
| 3BR | $571 | $857 | $1,143 | $1,428 | $1,714 | $2,000 | $2,286 |
| 4BR | $637 | $956 | $1,275 | $1,593 | $1,912 | $2,231 | $2,550 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $23,100 | $38,500 | $46,200 | $61,600 |
| 2 persons | $26,400 | $44,000 | $52,800 | $70,400 |
| 3 persons | $29,700 | $49,500 | $59,400 | $79,200 |
| 4 persons | $32,970 | $54,950 | $65,940 | $87,920 |
| 5 persons | $35,610 | $59,350 | $71,220 | $94,960 |
| 6 persons | $38,250 | $63,750 | $76,500 | $102,000 |
| 7 persons | $40,890 | $68,150 | $81,780 | $109,040 |
| 8 persons | $43,530 | $72,550 | $87,060 | $116,080 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Warren County to see the sources and uses, bond test, DSCR, and funding gap using these rents.