Lubbock, TX HUD Metro FMR Area · FY2026 area median income $90,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $314 | $471 | $628 | $785 | $942 | $1,099 | $1,256 |
| 1BR | $336 | $504 | $672 | $840 | $1,008 | $1,176 | $1,345 |
| 2BR | $403 | $605 | $807 | $1,008 | $1,210 | $1,412 | $1,614 |
| 3BR | $466 | $699 | $932 | $1,165 | $1,398 | $1,631 | $1,864 |
| 4BR | $520 | $780 | $1,040 | $1,300 | $1,560 | $1,820 | $2,080 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $18,840 | $31,400 | $37,680 | $50,240 |
| 2 persons | $21,510 | $35,850 | $43,020 | $57,360 |
| 3 persons | $24,210 | $40,350 | $48,420 | $64,560 |
| 4 persons | $26,880 | $44,800 | $53,760 | $71,680 |
| 5 persons | $29,040 | $48,400 | $58,080 | $77,440 |
| 6 persons | $31,200 | $52,000 | $62,400 | $83,200 |
| 7 persons | $33,360 | $55,600 | $66,720 | $88,960 |
| 8 persons | $35,490 | $59,150 | $70,980 | $94,640 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Crosby County to see the sources and uses, bond test, DSCR, and funding gap using these rents.