Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area · FY2026 area median income $104,000 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $364 | $546 | $728 | $910 | $1,092 | $1,274 | $1,456 |
| 1BR | $390 | $585 | $780 | $975 | $1,170 | $1,365 | $1,560 |
| 2BR | $468 | $702 | $936 | $1,170 | $1,404 | $1,638 | $1,872 |
| 3BR | $541 | $811 | $1,082 | $1,352 | $1,623 | $1,893 | $2,164 |
| 4BR | $603 | $905 | $1,207 | $1,508 | $1,810 | $2,112 | $2,414 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,840 | $36,400 | $43,680 | $58,240 |
| 2 persons | $24,960 | $41,600 | $49,920 | $66,560 |
| 3 persons | $28,080 | $46,800 | $56,160 | $74,880 |
| 4 persons | $31,200 | $52,000 | $62,400 | $83,200 |
| 5 persons | $33,720 | $56,200 | $67,440 | $89,920 |
| 6 persons | $36,210 | $60,350 | $72,420 | $96,560 |
| 7 persons | $38,700 | $64,500 | $77,400 | $103,200 |
| 8 persons | $41,190 | $68,650 | $82,380 | $109,840 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Galveston County to see the sources and uses, bond test, DSCR, and funding gap using these rents.