St. John Island, VI · FY2026 area median income $81,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $419 | $628 | $838 | $1,047 | $1,257 | $1,466 | $1,676 |
| 1BR | $449 | $673 | $898 | $1,122 | $1,347 | $1,571 | $1,796 |
| 2BR | $539 | $808 | $1,078 | $1,347 | $1,617 | $1,886 | $2,156 |
| 3BR | $622 | $933 | $1,245 | $1,556 | $1,867 | $2,178 | $2,490 |
| 4BR | $694 | $1,041 | $1,389 | $1,736 | $2,083 | $2,430 | $2,778 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $25,140 | $41,900 | $50,280 | $67,040 |
| 2 persons | $28,740 | $47,900 | $57,480 | $76,640 |
| 3 persons | $32,340 | $53,900 | $64,680 | $86,240 |
| 4 persons | $35,910 | $59,850 | $71,820 | $95,760 |
| 5 persons | $38,790 | $64,650 | $77,580 | $103,440 |
| 6 persons | $41,670 | $69,450 | $83,340 | $111,120 |
| 7 persons | $44,550 | $74,250 | $89,100 | $118,800 |
| 8 persons | $47,430 | $79,050 | $94,860 | $126,480 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in St. John to see the sources and uses, bond test, DSCR, and funding gap using these rents.