St. Thomas Island, VI · FY2026 area median income $69,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $309 | $463 | $618 | $772 | $927 | $1,081 | $1,236 |
| 1BR | $331 | $496 | $662 | $827 | $993 | $1,158 | $1,324 |
| 2BR | $397 | $595 | $794 | $992 | $1,191 | $1,389 | $1,588 |
| 3BR | $458 | $688 | $917 | $1,146 | $1,376 | $1,605 | $1,835 |
| 4BR | $512 | $768 | $1,024 | $1,280 | $1,536 | $1,792 | $2,048 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $18,540 | $30,900 | $37,080 | $49,440 |
| 2 persons | $21,180 | $35,300 | $42,360 | $56,480 |
| 3 persons | $23,820 | $39,700 | $47,640 | $63,520 |
| 4 persons | $26,460 | $44,100 | $52,920 | $70,560 |
| 5 persons | $28,590 | $47,650 | $57,180 | $76,240 |
| 6 persons | $30,720 | $51,200 | $61,440 | $81,920 |
| 7 persons | $32,820 | $54,700 | $65,640 | $87,520 |
| 8 persons | $34,950 | $58,250 | $69,900 | $93,200 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in St. Thomas to see the sources and uses, bond test, DSCR, and funding gap using these rents.