Des Moines-West Des Moines, IA HUD Metro FMR Area · FY2026 area median income $116,400 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $407 | $611 | $815 | $1,018 | $1,222 | $1,426 | $1,630 |
| 1BR | $436 | $655 | $873 | $1,091 | $1,310 | $1,528 | $1,747 |
| 2BR | $524 | $786 | $1,048 | $1,310 | $1,572 | $1,834 | $2,096 |
| 3BR | $605 | $908 | $1,211 | $1,513 | $1,816 | $2,119 | $2,422 |
| 4BR | $675 | $1,013 | $1,351 | $1,688 | $2,026 | $2,364 | $2,702 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $24,450 | $40,750 | $48,900 | $65,200 |
| 2 persons | $27,960 | $46,600 | $55,920 | $74,560 |
| 3 persons | $31,440 | $52,400 | $62,880 | $83,840 |
| 4 persons | $34,920 | $58,200 | $69,840 | $93,120 |
| 5 persons | $37,740 | $62,900 | $75,480 | $100,640 |
| 6 persons | $40,530 | $67,550 | $81,060 | $108,080 |
| 7 persons | $43,320 | $72,200 | $86,640 | $115,520 |
| 8 persons | $46,110 | $76,850 | $92,220 | $122,960 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Madison County to see the sources and uses, bond test, DSCR, and funding gap using these rents.