Adams County, IL · FY2026 area median income $91,100 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $319 | $478 | $638 | $797 | $957 | $1,116 | $1,276 |
| 1BR | $341 | $512 | $683 | $854 | $1,025 | $1,196 | $1,367 |
| 2BR | $410 | $615 | $820 | $1,025 | $1,230 | $1,435 | $1,640 |
| 3BR | $473 | $710 | $947 | $1,184 | $1,421 | $1,658 | $1,895 |
| 4BR | $528 | $792 | $1,057 | $1,321 | $1,585 | $1,849 | $2,114 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,140 | $31,900 | $38,280 | $51,040 |
| 2 persons | $21,870 | $36,450 | $43,740 | $58,320 |
| 3 persons | $24,600 | $41,000 | $49,200 | $65,600 |
| 4 persons | $27,330 | $45,550 | $54,660 | $72,880 |
| 5 persons | $29,520 | $49,200 | $59,040 | $78,720 |
| 6 persons | $31,710 | $52,850 | $63,420 | $84,560 |
| 7 persons | $33,900 | $56,500 | $67,800 | $90,400 |
| 8 persons | $36,090 | $60,150 | $72,180 | $96,240 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Adams County to see the sources and uses, bond test, DSCR, and funding gap using these rents.