Champaign-Urbana, IL HUD Metro FMR Area · FY2026 area median income $114,300 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $388 | $582 | $777 | $971 | $1,165 | $1,359 | $1,554 |
| 1BR | $416 | $624 | $832 | $1,040 | $1,248 | $1,456 | $1,665 |
| 2BR | $499 | $749 | $999 | $1,248 | $1,498 | $1,748 | $1,998 |
| 3BR | $576 | $865 | $1,153 | $1,441 | $1,730 | $2,018 | $2,307 |
| 4BR | $643 | $965 | $1,287 | $1,608 | $1,930 | $2,252 | $2,574 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $23,310 | $38,850 | $46,620 | $62,160 |
| 2 persons | $26,640 | $44,400 | $53,280 | $71,040 |
| 3 persons | $29,970 | $49,950 | $59,940 | $79,920 |
| 4 persons | $33,270 | $55,450 | $66,540 | $88,720 |
| 5 persons | $35,940 | $59,900 | $71,880 | $95,840 |
| 6 persons | $38,610 | $64,350 | $77,220 | $102,960 |
| 7 persons | $41,280 | $68,800 | $82,560 | $110,080 |
| 8 persons | $43,920 | $73,200 | $87,840 | $117,120 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Champaign County to see the sources and uses, bond test, DSCR, and funding gap using these rents.