Cumberland County, IL · FY2026 area median income $101,100 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $354 | $531 | $708 | $885 | $1,062 | $1,239 | $1,416 |
| 1BR | $379 | $568 | $758 | $948 | $1,137 | $1,327 | $1,517 |
| 2BR | $455 | $682 | $910 | $1,137 | $1,365 | $1,592 | $1,820 |
| 3BR | $525 | $788 | $1,051 | $1,314 | $1,577 | $1,840 | $2,103 |
| 4BR | $586 | $879 | $1,173 | $1,466 | $1,759 | $2,052 | $2,346 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $21,240 | $35,400 | $42,480 | $56,640 |
| 2 persons | $24,270 | $40,450 | $48,540 | $64,720 |
| 3 persons | $27,300 | $45,500 | $54,600 | $72,800 |
| 4 persons | $30,330 | $50,550 | $60,660 | $80,880 |
| 5 persons | $32,760 | $54,600 | $65,520 | $87,360 |
| 6 persons | $35,190 | $58,650 | $70,380 | $93,840 |
| 7 persons | $37,620 | $62,700 | $75,240 | $100,320 |
| 8 persons | $40,050 | $66,750 | $80,100 | $106,800 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Cumberland County to see the sources and uses, bond test, DSCR, and funding gap using these rents.