Cooper County, MO HUD Metro FMR Area · FY2026 area median income $93,300 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $327 | $490 | $654 | $817 | $981 | $1,144 | $1,308 |
| 1BR | $350 | $525 | $700 | $875 | $1,050 | $1,225 | $1,401 |
| 2BR | $420 | $630 | $840 | $1,050 | $1,260 | $1,470 | $1,680 |
| 3BR | $485 | $727 | $970 | $1,213 | $1,455 | $1,698 | $1,941 |
| 4BR | $541 | $812 | $1,083 | $1,353 | $1,624 | $1,895 | $2,166 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,620 | $32,700 | $39,240 | $52,320 |
| 2 persons | $22,410 | $37,350 | $44,820 | $59,760 |
| 3 persons | $25,200 | $42,000 | $50,400 | $67,200 |
| 4 persons | $27,990 | $46,650 | $55,980 | $74,640 |
| 5 persons | $30,240 | $50,400 | $60,480 | $80,640 |
| 6 persons | $32,490 | $54,150 | $64,980 | $86,640 |
| 7 persons | $34,710 | $57,850 | $69,420 | $92,560 |
| 8 persons | $36,960 | $61,600 | $73,920 | $98,560 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Cooper County to see the sources and uses, bond test, DSCR, and funding gap using these rents.