Howard County, MO HUD Metro FMR Area · FY2026 area median income $84,400 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $295 | $443 | $591 | $738 | $886 | $1,034 | $1,182 |
| 1BR | $316 | $475 | $633 | $791 | $950 | $1,108 | $1,267 |
| 2BR | $380 | $570 | $760 | $950 | $1,140 | $1,330 | $1,520 |
| 3BR | $439 | $658 | $878 | $1,097 | $1,317 | $1,536 | $1,756 |
| 4BR | $490 | $735 | $980 | $1,225 | $1,470 | $1,715 | $1,960 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $17,730 | $29,550 | $35,460 | $47,280 |
| 2 persons | $20,280 | $33,800 | $40,560 | $54,080 |
| 3 persons | $22,800 | $38,000 | $45,600 | $60,800 |
| 4 persons | $25,320 | $42,200 | $50,640 | $67,520 |
| 5 persons | $27,360 | $45,600 | $54,720 | $72,960 |
| 6 persons | $29,400 | $49,000 | $58,800 | $78,400 |
| 7 persons | $31,410 | $52,350 | $62,820 | $83,760 |
| 8 persons | $33,450 | $55,750 | $66,900 | $89,200 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Howard County to see the sources and uses, bond test, DSCR, and funding gap using these rents.