Phelps County, MO · FY2026 area median income $79,600 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $279 | $418 | $558 | $697 | $837 | $976 | $1,116 |
| 1BR | $298 | $448 | $597 | $746 | $896 | $1,045 | $1,195 |
| 2BR | $358 | $537 | $717 | $896 | $1,075 | $1,254 | $1,434 |
| 3BR | $414 | $621 | $828 | $1,035 | $1,242 | $1,449 | $1,656 |
| 4BR | $462 | $693 | $924 | $1,155 | $1,386 | $1,617 | $1,848 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $16,740 | $27,900 | $33,480 | $44,640 |
| 2 persons | $19,110 | $31,850 | $38,220 | $50,960 |
| 3 persons | $21,510 | $35,850 | $43,020 | $57,360 |
| 4 persons | $23,880 | $39,800 | $47,760 | $63,680 |
| 5 persons | $25,800 | $43,000 | $51,600 | $68,800 |
| 6 persons | $27,720 | $46,200 | $55,440 | $73,920 |
| 7 persons | $29,640 | $49,400 | $59,280 | $79,040 |
| 8 persons | $31,530 | $52,550 | $63,060 | $84,080 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Phelps County to see the sources and uses, bond test, DSCR, and funding gap using these rents.