Payne County, OK · FY2026 area median income $98,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $320 | $480 | $641 | $801 | $961 | $1,121 | $1,282 |
| 1BR | $343 | $514 | $686 | $858 | $1,029 | $1,201 | $1,373 |
| 2BR | $411 | $617 | $823 | $1,028 | $1,234 | $1,440 | $1,646 |
| 3BR | $475 | $713 | $951 | $1,188 | $1,426 | $1,664 | $1,902 |
| 4BR | $530 | $795 | $1,061 | $1,326 | $1,591 | $1,856 | $2,122 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $19,230 | $32,050 | $38,460 | $51,280 |
| 2 persons | $21,960 | $36,600 | $43,920 | $58,560 |
| 3 persons | $24,690 | $41,150 | $49,380 | $65,840 |
| 4 persons | $27,450 | $45,750 | $54,900 | $73,200 |
| 5 persons | $29,610 | $49,350 | $59,220 | $78,960 |
| 6 persons | $31,830 | $53,050 | $63,660 | $84,880 |
| 7 persons | $34,050 | $56,750 | $68,100 | $90,800 |
| 8 persons | $36,210 | $60,350 | $72,420 | $96,560 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Payne County to see the sources and uses, bond test, DSCR, and funding gap using these rents.