Putnam County, TN · FY2026 area median income $89,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $306 | $459 | $613 | $766 | $919 | $1,072 | $1,226 |
| 1BR | $328 | $492 | $656 | $820 | $984 | $1,148 | $1,313 |
| 2BR | $394 | $591 | $788 | $985 | $1,182 | $1,379 | $1,576 |
| 3BR | $455 | $683 | $911 | $1,139 | $1,367 | $1,595 | $1,823 |
| 4BR | $508 | $762 | $1,017 | $1,271 | $1,525 | $1,779 | $2,034 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $18,390 | $30,650 | $36,780 | $49,040 |
| 2 persons | $21,000 | $35,000 | $42,000 | $56,000 |
| 3 persons | $23,640 | $39,400 | $47,280 | $63,040 |
| 4 persons | $26,280 | $43,800 | $52,560 | $70,080 |
| 5 persons | $28,410 | $47,350 | $56,820 | $75,760 |
| 6 persons | $30,510 | $50,850 | $61,020 | $81,360 |
| 7 persons | $32,610 | $54,350 | $65,220 | $86,960 |
| 8 persons | $34,710 | $57,850 | $69,420 | $92,560 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Putnam County to see the sources and uses, bond test, DSCR, and funding gap using these rents.