Oakland-Fremont, CA HUD Metro FMR Area · FY2026 area median income $162,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $594 | $891 | $1,188 | $1,485 | $1,782 | $2,079 | $2,376 |
| 1BR | $636 | $954 | $1,273 | $1,591 | $1,909 | $2,227 | $2,546 |
| 2BR | $764 | $1,146 | $1,528 | $1,910 | $2,292 | $2,674 | $3,056 |
| 3BR | $882 | $1,323 | $1,765 | $2,206 | $2,647 | $3,088 | $3,530 |
| 4BR | $984 | $1,476 | $1,969 | $2,461 | $2,953 | $3,445 | $3,938 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $35,640 | $59,400 | $71,280 | $95,040 |
| 2 persons | $40,740 | $67,900 | $81,480 | $108,640 |
| 3 persons | $45,840 | $76,400 | $91,680 | $122,240 |
| 4 persons | $50,910 | $84,850 | $101,820 | $135,760 |
| 5 persons | $54,990 | $91,650 | $109,980 | $146,640 |
| 6 persons | $59,070 | $98,450 | $118,140 | $157,520 |
| 7 persons | $63,150 | $105,250 | $126,300 | $168,400 |
| 8 persons | $67,230 | $112,050 | $134,460 | $179,280 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Alameda County to see the sources and uses, bond test, DSCR, and funding gap using these rents.