Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area · FY2026 area median income $124,000 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $460 | $690 | $920 | $1,150 | $1,380 | $1,610 | $1,840 |
| 1BR | $493 | $739 | $986 | $1,232 | $1,479 | $1,725 | $1,972 |
| 2BR | $591 | $887 | $1,183 | $1,478 | $1,774 | $2,070 | $2,366 |
| 3BR | $683 | $1,025 | $1,367 | $1,708 | $2,050 | $2,392 | $2,734 |
| 4BR | $762 | $1,143 | $1,525 | $1,906 | $2,287 | $2,668 | $3,050 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $27,600 | $46,000 | $55,200 | $73,600 |
| 2 persons | $31,560 | $52,600 | $63,120 | $84,160 |
| 3 persons | $35,490 | $59,150 | $70,980 | $94,640 |
| 4 persons | $39,420 | $65,700 | $78,840 | $105,120 |
| 5 persons | $42,600 | $71,000 | $85,200 | $113,600 |
| 6 persons | $45,750 | $76,250 | $91,500 | $122,000 |
| 7 persons | $48,900 | $81,500 | $97,800 | $130,400 |
| 8 persons | $52,050 | $86,750 | $104,100 | $138,800 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in El Dorado County to see the sources and uses, bond test, DSCR, and funding gap using these rents.