Napa, CA MSA · FY2026 area median income $165,400 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $617 | $925 | $1,234 | $1,542 | $1,851 | $2,159 | $2,468 |
| 1BR | $661 | $991 | $1,322 | $1,652 | $1,983 | $2,313 | $2,644 |
| 2BR | $793 | $1,190 | $1,587 | $1,983 | $2,380 | $2,777 | $3,174 |
| 3BR | $917 | $1,375 | $1,834 | $2,292 | $2,751 | $3,209 | $3,668 |
| 4BR | $1,023 | $1,534 | $2,046 | $2,557 | $3,069 | $3,580 | $4,092 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $37,020 | $61,700 | $74,040 | $98,720 |
| 2 persons | $42,300 | $70,500 | $84,600 | $112,800 |
| 3 persons | $47,610 | $79,350 | $95,220 | $126,960 |
| 4 persons | $52,890 | $88,150 | $105,780 | $141,040 |
| 5 persons | $57,150 | $95,250 | $114,300 | $152,400 |
| 6 persons | $61,380 | $102,300 | $122,760 | $163,680 |
| 7 persons | $65,580 | $109,300 | $131,160 | $174,880 |
| 8 persons | $69,810 | $116,350 | $139,620 | $186,160 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Napa County to see the sources and uses, bond test, DSCR, and funding gap using these rents.