San Diego-Chula Vista-Carlsbad, CA MSA · FY2026 area median income $130,900 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $612 | $918 | $1,225 | $1,531 | $1,837 | $2,143 | $2,450 |
| 1BR | $656 | $984 | $1,312 | $1,640 | $1,968 | $2,296 | $2,625 |
| 2BR | $787 | $1,181 | $1,575 | $1,968 | $2,362 | $2,756 | $3,150 |
| 3BR | $909 | $1,364 | $1,819 | $2,273 | $2,728 | $3,183 | $3,638 |
| 4BR | $1,014 | $1,521 | $2,029 | $2,536 | $3,043 | $3,550 | $4,058 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $36,750 | $61,250 | $73,500 | $98,000 |
| 2 persons | $42,000 | $70,000 | $84,000 | $112,000 |
| 3 persons | $47,250 | $78,750 | $94,500 | $126,000 |
| 4 persons | $52,470 | $87,450 | $104,940 | $139,920 |
| 5 persons | $56,670 | $94,450 | $113,340 | $151,120 |
| 6 persons | $60,870 | $101,450 | $121,740 | $162,320 |
| 7 persons | $65,070 | $108,450 | $130,140 | $173,520 |
| 8 persons | $69,270 | $115,450 | $138,540 | $184,720 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in San Diego County to see the sources and uses, bond test, DSCR, and funding gap using these rents.