San Francisco, CA HUD Metro FMR Area · FY2026 area median income $200,800 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $735 | $1,103 | $1,471 | $1,838 | $2,206 | $2,574 | $2,942 |
| 1BR | $788 | $1,182 | $1,576 | $1,970 | $2,364 | $2,758 | $3,152 |
| 2BR | $945 | $1,418 | $1,891 | $2,363 | $2,836 | $3,309 | $3,782 |
| 3BR | $1,092 | $1,639 | $2,185 | $2,731 | $3,278 | $3,824 | $4,371 |
| 4BR | $1,219 | $1,828 | $2,438 | $3,047 | $3,657 | $4,266 | $4,876 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $44,130 | $73,550 | $88,260 | $117,680 |
| 2 persons | $50,430 | $84,050 | $100,860 | $134,480 |
| 3 persons | $56,730 | $94,550 | $113,460 | $151,280 |
| 4 persons | $63,030 | $105,050 | $126,060 | $168,080 |
| 5 persons | $68,100 | $113,500 | $136,200 | $181,600 |
| 6 persons | $73,140 | $121,900 | $146,280 | $195,040 |
| 7 persons | $78,180 | $130,300 | $156,360 | $208,480 |
| 8 persons | $83,220 | $138,700 | $166,440 | $221,920 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in San Francisco County to see the sources and uses, bond test, DSCR, and funding gap using these rents.