Stockton-Lodi, CA MSA · FY2026 area median income $108,100 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $378 | $567 | $757 | $946 | $1,135 | $1,324 | $1,514 |
| 1BR | $405 | $608 | $811 | $1,013 | $1,216 | $1,419 | $1,622 |
| 2BR | $486 | $729 | $973 | $1,216 | $1,459 | $1,702 | $1,946 |
| 3BR | $562 | $843 | $1,124 | $1,405 | $1,686 | $1,967 | $2,249 |
| 4BR | $627 | $940 | $1,254 | $1,567 | $1,881 | $2,194 | $2,508 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $22,710 | $37,850 | $45,420 | $60,560 |
| 2 persons | $25,950 | $43,250 | $51,900 | $69,200 |
| 3 persons | $29,190 | $48,650 | $58,380 | $77,840 |
| 4 persons | $32,430 | $54,050 | $64,860 | $86,480 |
| 5 persons | $35,040 | $58,400 | $70,080 | $93,440 |
| 6 persons | $37,620 | $62,700 | $75,240 | $100,320 |
| 7 persons | $40,230 | $67,050 | $80,460 | $107,280 |
| 8 persons | $42,810 | $71,350 | $85,620 | $114,160 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in San Joaquin County to see the sources and uses, bond test, DSCR, and funding gap using these rents.