San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area · FY2026 area median income $205,500 · effective May 1, 2026
Check whether a deal here pencils →| Unit | 20% | 30% | 40% | 50% | 60% | 70% | 80% |
|---|---|---|---|---|---|---|---|
| Studio | $719 | $1,079 | $1,439 | $1,798 | $2,158 | $2,518 | $2,878 |
| 1BR | $770 | $1,156 | $1,541 | $1,926 | $2,312 | $2,697 | $3,083 |
| 2BR | $925 | $1,387 | $1,850 | $2,312 | $2,775 | $3,237 | $3,700 |
| 3BR | $1,068 | $1,603 | $2,137 | $2,671 | $3,206 | $3,740 | $4,275 |
| 4BR | $1,192 | $1,788 | $2,384 | $2,980 | $3,576 | $4,172 | $4,768 |
Gross rent includes utilities. Subtract the utility allowance for the rent you can charge.
| Household | 30% | 50% | 60% | 80% |
|---|---|---|---|---|
| 1 person | $43,170 | $71,950 | $86,340 | $115,120 |
| 2 persons | $49,320 | $82,200 | $98,640 | $131,520 |
| 3 persons | $55,500 | $92,500 | $111,000 | $148,000 |
| 4 persons | $61,650 | $102,750 | $123,300 | $164,400 |
| 5 persons | $66,600 | $111,000 | $133,200 | $177,600 |
| 6 persons | $71,520 | $119,200 | $143,040 | $190,720 |
| 7 persons | $76,470 | $127,450 | $152,940 | $203,920 |
| 8 persons | $81,390 | $135,650 | $162,780 | $217,040 |
Rents are capped at 30% of the income limit for an imputed household of 1.5 persons per bedroom, so a two-bedroom unit uses the three-person limit. Under the average income test, units can be designated from 20% to 80% AMI as long as the weighted average stays at or below 60%.
Run a deal in Santa Clara County to see the sources and uses, bond test, DSCR, and funding gap using these rents.